Free calculator
Rental property calculator
Price, rent and a loan. It sets aside vacancy, repairs, CapEx and management, adds state property tax and insurance, and shows what is really left each month.
Monthly cash flow
$164
$1,974 a year on $70,333 invested
Cash-on-cash
2.8%
Cap rate
7.3%
NOI $18,263/yr
DSCR
1.44
Rent to price
0.88%
Under the 1% rule
Monthly costs
- Vacancy
- $110
- Property tax
- $177
- Insurance
- $105
- Repairs
- $110
- CapEx reserve
- $110
- Management
- $176
- Loan payment
- $1,247
Sets aside 5% vacancy, 5% repairs, 5% CapEx and 8% management. Property tax uses a state default rate; insurance $105 a month. Change any of it in the app.
Comps, rehab, refi and a verdict for a real address. Invite-only beta.
How to use it
Enter price and rent
The purchase price and the monthly rent.
Pick the loan
Conventional, DSCR or cash, with your down payment and rate.
Read the cash flow
Vacancy 5%, repairs 5%, CapEx 5% and management 8% are set aside. Tax and insurance use state defaults.
Free here, deeper in the app
This free calculator
- Monthly cash flow after the loan and every operating cost
- Cash-on-cash return, cap rate and NOI
- DSCR at the loan you pick
- The 1% rule, as a quick screen
Run The Deal app
- A five-year hold with rent growth, paydown and appreciation
- IRR and total return, including the sale
- Flip, BRRRR, rental and short-term rental side by side
- A HUD fair market rent check and comps for the address
Questions
What is a good cash-on-cash return?
It depends on your goals and market. As a planning default the app scores 8% or more as good and 5% to 8% as marginal for a long-term rental.
Why is CapEx separate from repairs?
Repairs are the small fixes every year. CapEx is money set aside for big replacements later, like a roof or HVAC. Skipping it makes cash flow look better than it is.
Learn the terms
Run your next deal before you write the offer.
Run The Deal is in an invite-only beta. Ask for a spot and we will email you when it opens.